Presenting RETAIL PROMISSORY NOTES,  the high-earning financial product from TOYOTA FINANCIAL SERVICES.

We know that your well-earned money is the key to achieving future success. Promissory Note is your powerful investment solutions that give you the freedom to fully realize your earning potential.  You can choose from a wide range of investment amount and term to achieve optimal return on your investment.

Benchmark Rates as of July 16, 2018
Amount in PhP GROSS RATES per Tenor
3 Months 6 Months 1 Year
1,000,000.00 < 9,999,999.99 3.250% 3.500% 4.000%
10,000,000.00 to above 3.375% 3.625% 4.125%

*For other investments and tenors, please inquire the rates with TFSPH Treasury Department.

*All quoted rates are on a gross basis (subject to 20% withholding tax).

*Retail Promissory Notes are NOT insured with Philippines Deposit Insurance Corporation (PDIC)

*Rates are indicative only and are subject to change.


TFSPH Retail Promissory Note is an exciting new investment tool that gives you:

  • Stable, fixed  interest rates unaffected by market events
  • No hidden costs or charges
  • A bigger edge when it comes to acquiring the Toyota of your choice

Learn more about Retail Promissory Notes now!


For further details, visit us at our office at 32/F, GT Tower International, Ayala Avenue corner H.V. dela Costa St., Salcedo Village, Makati City, or you may call Marge Dy or Mariz Caparas of Treasury Department during business hours (Monday-Friday, from 8:30AM to 5:30PM) at 756-7431 or 756-7433.